To apply you'll need to:

  • Be 18 or over
  • Be a resident of the UK* (excluding the Channel Islands)
  • Have an annual income of over £6750**
  • Agree to only use your Partnership Card for personal use
  • Have a good credit history
  • Have a UK bank account

* Unless you're HM Forces Personnel

** We may consider your household income if you are retired, part time or a houseperson

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Household income is the combined income of a couple with a legally binding agreement i.e. Married or in a Civil Partnership.

You'll also need to tell us your:

  • Bank account and sort code details
  • Addresses over the last three years
  • Gross Monthly income

You can find links to legal information about the Partnership Card in the Important information box. You can access these documents at any time during your application.

Start by choosing your card

Please be aware that the application process will involve us doing a credit check and consulting third parties to verify your identity and address. If you're happy to proceed, please click "Continue" to begin your application.

Earn points every time you shop

Our Credit Card Representative 18.9% APR variable
  • Earn 1 point for every £1 you spend in store or online at John Lewis and Waitrose.
  • Get 1 point for every £2 spent elsewhere.
  • Get a £5 John Lewis & Waitrose gift voucher for every 500 points you earn.
  • Enjoy the convenience of contactless payments.